Vier Personen sitzt an einem Tisch und haben ein Meeting.

Working in Germany

  • Hints & tips for your stay in Germany
  • Entry & visa
  • Working conditions
  • Insurance cover

Tips and tricks for working in Germany

Working in Germany at a glance

Working in Germany is really different from my home country. Now, I appreciate the planning and processes, because it makes work often easier and more effective. (Stella, 32)

While a lot of countries are struggling with economic growth, Germany remains one of the most important economic countries in the world. The label ‘Made in Germany’ is world-renowned and highly prestigious. The unemployment rate is low and highly qualified manpower is in great demand. In the past years, Germany has made a lot of agreements with different countries to open up the job market and make it easier for people from all over the world to settle down in the heart of Europe.

Living and working in Germany can be a great experience and offer many opportunities. Germany provides a safe and welcoming environment for all foreigners, looking for work opportunities in the middle of Europe. In the recent 2016 study by InterNations the two German cities Dusseldorf and Munich even made the top 10 in the category "Top-Rated Expat Cities".

We’ve collected some important information to make arriving in a new country easier for you. Whether you need to know how to get a work permit, which insurance suits you best, what the most vibrant German cities are or how to find a flat – we’ve got you covered.

Working in Germany – visa

Before you come to Germany to work you need to organize some things while you’re still at home. Getting the right visa which will allow you to work is certainly on top of that list.

If you are a citizen of the European Union, Switzerland or the European Economic Area you don’t need a visa to come and work in Germany. With the European right of unrestricted mobility you can simply settle down and work wherever in Germany you’d like to.

If you are an Australian, Israeli, Japanese, Canadian, South Korean, New Zealand or US citizen you don’t need a visa to come into the country. Nevertheless, you will need to get a residence permit once you have arrived to Germany. After you get the document from the local office for foreigners you are allowed to take up your work. Hence getting a work permit is possible even after your arrival in Germany.

It is also possible to have a working holiday in Germany. This program allows you to travel through Germany for up to one year and work at times to top up your travel funds. You could work at restaurants, language schools or help with the fruit harvest. This way, you will be able to live in different parts of Germany, get to know interesting people and gain an in-depth understanding of the German culture. Working holiday agreements have been made for citizens from Australia, New Zealand, Japan, South Korea, Taiwan, Hong Kong, Israel and Chile. There are different rules for working-holiday seekers depending on their home country. Contact your local German Embassy for further information.

All other citizens need to contact their local German embassy in order to get a work visa before they come to Germany. Generally, there are restrictions for people coming from other countries. University graduates with a detailed job offer and a contractually-guaranteed annual salary of at least 56,400 Euro can get an ‘EU Blue Card’. This card is similar to the ‘green card’ in the USA and allows you to work and live in the European Union.

There are more exceptions for visa applicants with qualifications that are in great demand. You can try the migration-check online to see if you meet the requirements.

If you have gained a university degree in Germany or other recognized country you can apply for a jobseeker’s visa. This allows you to stay in Germany for up to 18 months to look for a job. After you have found work, the visa can be converted into a designated work visa and residence permit.

Working in Germany – health insurance

Everyone who lives in Germany is legally required to have a valid health insurance. In Germany there are two kinds of health insurances: public and private health insurance.

It is compulsory to get insured with public health insurance if your annual salary is under a certain limit (In 2023 the limit is a monthly salary of 5,500 Euros). If your spouse is unemployed or if you have children they are insured with your health insurance at no extra cost. You will also get the European Health Insurance Card (EHIC) which means you get free medical treatment in all member countries of the European Union. The DAK is one of Germany's biggest statutory insurers with comprehensive service and quality. You can take out insurance easily online.

If you earn more than a certain limit, are self-employed, are sent to Germany to work at one of your company's branches or come to Germany looking for a job you can choose to become privately insured A private insurance has many benefits, including a better coverage of medical costs, for example coverage of medical treatment in private hospitals, and a wider range of health care options. You can choose your private insurance’s benefits individually depending on your personal needs.

You can also extend your public health insurance and take out additional private insurance. We have listed some of the best value insurances for you to compare.

Working in Germany – job

Working in Germany – get settled

Working in Germany – destinations

Travel Insurance for stays up to five years in Germany

For professionals not subject to social insurance contribution

For your long-term stay in Germany: opt for a comprehensive cover combining foreign health insurance cover with travel accident cover, travel liability insurance cover, emergency insurance cover and luggage insurance cover (also available individually).

Young Travel Insurance for stays up to five years

For Work & Travellers

This covers you for stays in Germany of up to 5 years. When you are staying as a participant in a work & travel program, this travel insurance offers you optimum travel cover. You may combine your foreign health insurance with travel accident insurance and travel liability insurance cover.

Statutory Health Insurance

For professionals and for properly enrolled student at a state-accredited university

HanseMerkur's partner DAK-Gesundheit is a top-rated German insurance provider committing itself to provide the best service to all customers - with top rates for students, families and professionals.

You might also be interested in

Travel health insurance – Your most important travel companion

It is your back-up on every trip – how travel health insurance protects you on the road and which one best suits your individual requirements.

Find the best matching cover for your stay in Germany

Which travel insurance for trips to Germany suits you best? With our comparison for travel insurance for your stay in Germany, we would like to make your decision easier.