Worldwide insurance cover for your employees: Corporate Travel Insurances

Firmenreiseversicherung

Corporate Travel Insurances

  • Travel Health Insurance: Three excelent tarifs customized to your needs
  • Additional cover: Optionally with supplementary travel cover in a modular system
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New: Workation tariff

Optimal coverage on business trips

In order to offer you and your employees the best possible coverage on business trips worldwide, HanseMerkur Reiseversicherung AG provides you with comprehensive corporate travel insurance products in the area of business travel.

You can decide which insurance policy is the optimal solution for your employees and their dependents during a stay abroad. Select the appropriate coverage from our HanseGLOBAL and HanseCOMPACT and HanseWORKATION travel health insurance rates. A modular system allows you to put together your own individual cover. Only what you and your employees need is covered.

Highlights

  • We support you in fulfilling your duty of care: The statutory health insurance often only reimburses the costs that would also have been incurred in Germany. In some cases, the statutory health insurance does not cover any costs at all. Since employees abroad are considered private patients, they often incur considerable costs. In addition, the usually very high costs for return transport in the event of illness or even the repatriation of deceased persons are not covered by the statutory health insurance. Our corporate rates fill this gap, among other things.
  • Insurable persons: We define employees not only as salaried employees, but also as members of the management (board members or similar) as well as self-employed or freelance persons commissioned by you who are traveling on behalf of your company or even independently.
  • Individual requirements - individual solutions: Depending on the selected tariff, short-term as well as long-term trips can be covered. If you have a very high volume of short-term travel, you can use HanseCOMPACT to cover all your employees on business trips worldwide for up to 92 days on the basis of an annual flat-rate travel day booking. HanseGLOBAL is recommended for low travel volumes or long-term international assignments. Each individual trip is conveniently booked via an online tool. The same applies to HanseWORKATION, which in turn covers the scenario of a combination of holiday and work at the employee's request.

Corporate Travel explained

Learn more about our tarifs for corporate customers in about 4 minutes. Watch our video about the highlights and what makes this insurance special.

Watch now (German)

Digital brochure

In keeping with our commitment to sustainability, we are making the Corporate Travel brochure available to you as an ePaper with interactive elements. There you also have the option of downloading the brochure as a PDF.

Go to ePaper (German)

Working together

In Business Travel World, you as a company are our contractual partner and your employees are the insured persons. With both the HanseGLOBAL and the HanseCOMPACT we conclude a group insurance contract with you. The difference lies in the way the booking of your employees and the accounting works:

  • HanseGLOBAL and HanseWORKATION: Once the contractual relationship has been established, we will send you your access data to our travel protection portal so that you can book your employees in yourself. In many cases, a member of staff from the HR department will make the booking. The billing cycle for the tariffs can be monthly, quarterly, semi-annually or annually. Depending on the cycle selected, all the trips incurred and booked by you are settled at this time. Payment can be made by SEPA direct debit mandate or by bank transfer. With HanseWORKATION, it is also possible for the insured person (your employee) to be the direct premium payer.
    To the product page of HanseGLOBAL
    To the produkt page of HanseWORKATION
  • HanseCOMPACT: Unlike the HanseGLOBAL, the contractual relationship here is based on a group insurance contingent contract. Already during the contract initiation you decide how many travel days you want to provide and purchase for your employees within one year. During the insurance year, the trips taken are collected in a central overview. At the end of the year, a flat-rate settlement of travel days is made by comparing the booked travel days with the actual number of travel days incurred. You receive a refund or have to make an additional payment and can adjust the travel day booking for the following year based on the empirical values.
    To the product page of HanseCOMPACT
The Business Travel World: Our insurance products

HanseGLOBAL: For stays of unlimited duration

Our HanseGLOBAL includes a high-performance travel health insurance and can be extended by additional coverage such as the luggage insurance or the daily sickness allowance insurance HanseCASH. The booking of your employees is done individually via our online tool.

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HanseCOMPACT: For stays up to 92 days

Our HanseCOMPACT includes an travel health insurance designed for short-term business trips or secondments and can be extended by further additional coverage. It is booked on the basis of a flat-rate travel day settlement and thus adapts to your individual needs.

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New tariff

HanseWORKATION: For stays up to 184 days

Our HanseWORKATION covers the active combination of work and holiday. The customised travel health insurance can be extended with additional cover such as travel luggage insurance or travel liability insurance. Your employees are booked in individually using our online tool.

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Questions and answers Corporate Travel

Service Center: We can help!

For general questions about booking techniques, products, insurance conditions, permit numbers and cancellations.

Contact

Tel.: 040 4119-2590
Fax: 040 4119-3040
E-Mail: reisepartner@hansemerkur.de


Claims settlement

Report your insurance claim to us quickly and easily via the online claim form.

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Already decided?

Get an offer

Use our web form to request a non-binding offer. Based on individual details, we can offer you the right insurance cover for your employees according to your needs. We would also be happy to talk to you personally. You can reach us on 040 4119-2280.

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Already decided?

If you have already decided on one of our Business Travel World tariffs, use our web form as the first step in the contract initiation process by entering your data and selecting the desired insurance modules. We will then contact you.

Go to web form