Those who want to work as an au pair abroad often undertake their first long-term trip to a foreign European country or even overseas. You will benefit in many ways: You will live with a host family, expand your language and cultural skills and find new perspectives for your own future along the way. But anyone leaving their home country for six months, a year or even longer should prepare their adventure abroad well. If you fall ill during your stay and need medical treatment, au pair insurance protects you from high expenses. The insurances presented here are for persons residing in Germany.
Au pair travel insurance – all-round protection for your adventure abroad
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What benefits are included in an au pair insurance?
You can organise your au pair stay individually according to your wishes. Therefore, you should individually adapt an au pair insurance to your needs. Travel health insurance is essential for your stay abroad. Make sure that this covers the costs of outpatient and inpatient medical treatment abroad in full, in the best case. Medically reasonable return transport to the home country should also be covered.
In order to protect yourself comprehensively during your stay, travel liability insurance makes sense. This is because financial risks can also arise from household damage in your host family's home or if you should lose the key to your host parents' house.
However, as an au pair, you should not only insure yourself in case of illness, we recommend that you also consider travel accident insurance. This covers costs resulting from accidents during your au pair stay.
How much does an au pair insurance cost?
The cost of an au pair insurance depends on several factors. These include the duration of your trip and whether you are planning to stay in the USA or Canada. In our different tariffs, we distinguish between worldwide travel with and without the USA/Canada. This is because the health care systems in both states are much more expensive than in Germany and other countries.
With our Travel insurance for au pairs, you are comprehensively covered during your au pair stay. You can easily calculate your individual premium with the help of our online configurator. Once you have entered your travel duration and destination, select your travel health insurance with either Basic or Profi cover. In the Basic tariff, you pay a daily premium of € 1.15 when your trip duration is up to 12 months, for example, and € 2.29 per day when you are in the USA or Canada.
As it is not only important for au pairs to have travel health insurance, we recommend supplementing your cover with travel liability insurance, travel accident insurance and, if necessary, emergency insurance. Travel liability insurance covers unforeseeable household damage in your host family's home, for example. If you opt for this additional package, you pay a surcharge of € 0.23 per day in the Basic tariff.
What should I look out for in the tariff variants?
Our Travel insurance for au pairs is suitable for anyone up to the age of 35 who is living abroad with a family for a maximum period of 5 years. You have the possibility to choose between Travel health insurance (excluding USA / Canada) and Travel health insurance (including USA / Canada).
Practical advice
- Extending your stay or ending it prematurely? If you like your au pair stay so much that you would like to extend it, that is no problem. Further insurance cover can be granted by way of a
new insurance contract within the maximum insurance period. The application for the new insurance contract must be submitted to us before the expiry of the original insurance contract. - Have you got a follow-up trip planned? You have successfully mastered your time as an au pair and now want to explore the country? If you have planned a follow-up trip, your travel insurance remains fully valid even without au pair status.
The travel health insurance for young people – for your au pair trip
If you are planning an au pair stay abroad, our travel health insurance for au pairs is best suited to your plans. With this insurance cover, you benefit from, among other things:
- Cost coverage of outpatient and inpatient medical treatment up to 100% with the travel health insurance
- No deductible (provided claims are first submitted to social/private insurance)
- Additional package with travel accident insurance, travel liability insurance and travel assistance insurance
- From just € 1.15 per person/ day (excluding USA/ Canada)
