Annual travel health insurance – for any number of trips within one year

Zwei Touristen schauen sich gemeinsam Postkarten an.

Annual travel health insurance

  • Return transportation included
  • No deductible
  • For all trips up to a travel duration of 56 days each
25

(sample pricing per year, up to the 65th birthday)

Calculate & book

Your benefits

Sick on holiday? With our foreign travel health insurance, we cover the costs of medical care abroad and medically advisable and reasonable repatriation — for an unlimited number of trips within one year.

This insurance is available exclusively to individuals who have a permanent residence in Germany.

There for you around the clock: You can reach our emergency service 24 hours a day.

We pay the hotel costs for a co-insured companion, if the insured party cannot travel due to inpatient treatment.

We compensate you for transport and accommodation costs, including for co-insured companions, e.g. if you are travelling abroad with children and these must be treated as inpatients, or if sick family members must be repatriated.

Tariff overview

 Annual travel health insurance
Travel health insurance
Travel health insurance
  • Assumption of the costs of necessary medical treatment abroad.
  • Medically appropriate repatriation to your home country.
  • Reimbursement of costs for accompanying persons who are also insured, e.g. if you are travelling abroad with children and they are hospitalised.
  • Information about the possibilities of medical treatment at your holiday destination.
 
Product informationDownload PDF
Number of insured tripsfor any number of trips within one year
Maximum duration of trip56 days per trip
Area of applicationworldwide
Deductible 
Overview of pricesDownload PDF
Family tariff
Family tariff

A family is defined as a maximum of 2 adults and a maximum of 7 children up to their 26th birthday. No family relationship or joint residence is required.

The annual international health insurance at the family rate can also be taken out by 2 adults as a couple.

 

Sample pricing

(per year, up to 65th birthday)

€ 25

  Calculate & book

Key insurance benefits – at a glance

Travel health insurance
BenefitsTravel health insurance
The travel health insurance provides cover for costs incurred in the event of illness, accidents and other health complications; covers medical and repatriation transport; provides various care services with the help of a 24-hour emergency call service.
The travel health insurance provides cover for costs incurred in the event of illness, accidents and other health complications; covers medical and repatriation transport; provides various care services with the help of a 24-hour emergency call service.
Medical treatment costs
Medical treatment costs
outpatient treatment
outpatient treatment 
inpatient treatment
inpatient treatment 
alternatively, daily hospital benefit for up to 30 days, per day
alternatively, daily hospital benefit for up to 30 days, per dayEUR 50
pain-relieving dental treatment, simple fillings, temporary dentures and repairs to existing dentures
pain-relieving dental treatment, simple fillings, temporary dentures and repairs to existing dentures 
medication and dressings
medication and dressings 
remedies
  • radiation, light and other physical treatments
  • massages, packs, inhalations, physiotherapy
remedies
  • radiation, light and other physical treatments
  • massages, packs, inhalations, physiotherapy
 
aids to ensure temporary care
aids to ensure temporary care 
pregnancy treatment for complications, premature birth, miscarriage
pregnancy treatment for complications, premature birth, miscarriage 
pregnancy check-ups (5x) and delivery (if the pregnancy occurs after the start of insurance)
pregnancy check-ups (5x) and delivery (if the pregnancy occurs after the start of insurance) 
necessary medical treatment of the newborn child in the case of premature births abroad
necessary medical treatment of the newborn child in the case of premature births abroad 
Salvage/transport/transfer/funeral costs
Salvage/transport/transfer/funeral costs
search, rescue or recovery operations due to an accident up to
search, rescue or recovery operations due to an accident up toEUR 15,000
ambulance transport to the nearest doctor/hospital and return to the accommodation
ambulance transport to the nearest doctor/hospital and return to the accommodation 
inpatient transport to the nearest hospital and back to your accommodation
inpatient transport to the nearest hospital and back to your accommodation 
Repatriation to the nearest suitable hospital at your place of residence
  • including one co-insured accompanying person
Repatriation to the nearest suitable hospital at your place of residence
  • including one co-insured accompanying person
 
repatriation to the home country or burial in the country of travel
repatriation to the home country or burial in the country of travel 
Support services
Support services
organisation and assumption of costs for the outward and return journey of a close relative in the event of an inpatient hospital stay of more than 5 days
organisation and assumption of costs for the outward and return journey of a close relative in the event of an inpatient hospital stay of more than 5 days 
up to 10 hotel nights for insured fellow travellers if the trip has to be extended or interrupted due to inpatient hospitalisation up to
up to 10 hotel nights for insured fellow travellers if the trip has to be extended or interrupted due to inpatient hospitalisation up toEUR 2,500
additionally for underage children (up to the age of 18) 
  • payment of accommodation and catering costs for an accompanying person in hospital
  • organisation and assumption of costs for care if accompanying persons are unable to travel
  • assumption of additional return travel costs if accompanying persons are unable to travel
additionally for underage children (up to the age of 18) 
  • payment of accommodation and catering costs for an accompanying person in hospital
  • organisation and assumption of costs for care if accompanying persons are unable to travel
  • assumption of additional return travel costs if accompanying persons are unable to travel
 
Additional services
Additional services
information on local doctors
information on local doctors 
transmission of information between doctors
transmission of information between doctors 

medical interpretation service

medical interpretation service
 
psychological support via our emergency call service
psychological support via our emergency call service 
organisation of replacement medicines (dispatch of medicines)
organisation of replacement medicines (dispatch of medicines) 
organisation and assumption of costs for any necessary baggage retrieval
organisation and assumption of costs for any necessary baggage retrieval 
telephone costs covered when contacting the emergency call service
telephone costs covered when contacting the emergency call service 
Allowance for expenses
Allowance for expenses
Amount of compensation if another insurer pays benefits first
  • For inpatient treatment, a daily hospital allowance of up to 14 days per day of EUR 50
  • For outpatient treatment, a one-off lump sum of EUR 25
Amount of compensation if another insurer pays benefits first
  • For inpatient treatment, a daily hospital allowance of up to 14 days per day of EUR 50
  • For outpatient treatment, a one-off lump sum of EUR 25
Subsequent care
Subsequent care
If an illness requires medical treatment beyond the original end of the insurance cover, the insurance cover is
extended until the insured person is able to travel again.
If an illness requires medical treatment beyond the original end of the insurance cover, the insurance cover is
extended until the insured person is able to travel again.
Deductible
Deductible
No deductible
No deductible

Book directly – travel cancellation insurance

Conveniently choose from the following payment methods when booking: 

Zahlungsmethoden

Annual travel health insurance

25

(sample pricing per year, up to the 65th birthday)

Calculate & book

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