When you fall ill abroad, the foreign travel health insurance offers you optimal travel cover. We pay the costs of medical care and a medically advisable repatriation if you fall ill abroad or need medical care. The private foreign travel health insurance for you!
The foreign travel health insurance is only eligible for persons who have a permanent residence in the Federal Republic of Germany.
Assumption of all the costs of medically necessary care abroad.
Our multilingual emergency service is available for you 24 hours a day.
We compensate you for transport and accommodation costs, including for co-insured companions, e.g. if you are travelling abroad with children and these must be treated as inpatients, or if sick family members must be repatriated.
| Travel health insurance | |
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| Travel health insurance
Travel health insurance
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| Product information | Download PDF |
Terms of contract | |
| Number of insured trips | 1 trip |
| Maximum duration of trip | 365 days |
| Area of application | Worldwide(with/without USA/Canada) |
| Retained risk | |
| Overview of prices | Download PDF |
| Group tariff
Group tariff
A group consists of at least 10 people and at least 6 people when travelling by train. The travel date and destination must be the same for all group travellers. Select the "Group" field in the "Who is travelling?" question in the booking process. | |
| Family tariff
Family tariff
A family is defined as a maximum of 2 adults and a maximum of 7 children up to their 21st birthday. No family relationship or joint residence is required. The annual international health insurance at the family rate can also be taken out by 2 adults as a couple. | |
Sample pricing(trip lasting 10 days, without the USA/Canada, up to the 65th birthday) | € 15 Calculate & book |
| Benefits | Travel health insurance |
|---|---|
| Assistance and reimbursement of costs for | |
| Assistance and reimbursement of costs for | |
| out-patient treatment provided by a doctor | |
| out-patient treatment provided by a doctor | |
| in-patient medical treatment in a hospital | |
| in-patient medical treatment in a hospital | |
| pain-relieving dental treatment, simple fillings and repairs of existing dental prostheses | |
| pain-relieving dental treatment, simple fillings and repairs of existing dental prostheses | |
| drugs and surgical dressings prescribed by a doctor and aids | |
| drugs and surgical dressings prescribed by a doctor and aids | |
| medically prescribed massages, medicinal compresses, inhalations and physiotherapy | |
| medically prescribed massages, medicinal compresses, inhalations and physiotherapy | |
| complications of pregnancy, premature delivery | |
| complications of pregnancy, premature delivery | |
| pregnancy examinations and deliveries, if the pregnancy arose during the trip | |
| pregnancy examinations and deliveries, if the pregnancy arose during the trip | |
| necessary medical care costs of the newborn child in the case of premature births abroad | |
| necessary medical care costs of the newborn child in the case of premature births abroad | |
Newborn infants of insured persons shall be included in the health insurance policy after birth, on the same plan as their parents. This is subject to the following conditions:
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Newborn infants of insured persons shall be included in the health insurance policy after birth, on the same plan as their parents. This is subject to the following conditions:
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| transport to the nearest doctor/hospital and return to the accommodation | |
| transport to the nearest doctor/hospital and return to the accommodation | |
| medically reasonable and appropriate return transportation | |
| medically reasonable and appropriate return transportation | |
| repatriation of mortal remains and burial abroad | |
| repatriation of mortal remains and burial abroad | |
| accompanying person in hospital and during travel for children up to the age of 18 | |
| accompanying person in hospital and during travel for children up to the age of 18 | |
| Organisation/assumption of costs for | |
| Organisation/assumption of costs for | |
| information on local doctors | |
| information on local doctors | |
| exchange of information between doctors | |
| exchange of information between doctors | |
psychological support via our emergency call service | |
psychological support via our emergency call service | |
| medical interpretation service | |
| medical interpretation service | |
| dispatch of medications | |
| dispatch of medications | |
| retrieval of luggage | |
| retrieval of luggage | |
| a visitor to the insured person during a stay in hospital, if the stay lasts longer than five days | |
| a visitor to the insured person during a stay in hospital, if the stay lasts longer than five days | |
| additional overnight stay costs if the booked stay is interrupted or extended due to hospitalisation | |
| additional overnight stay costs if the booked stay is interrupted or extended due to hospitalisation | up to € 2,500 € |
| care for the underage children of the insured person, if the accompanying adults, for example, became seriously ill | |
| care for the underage children of the insured person, if the accompanying adults, for example, became seriously ill | |
| If claims for all costs of medical treatment incurred abroad are submitted to another service provider or insurance company that is also involved in the reimbursement of the costs before a claim is submitted to HanseMerkur, HanseMerkur will pay above and beyond the reimbursed costs: | |
| If claims for all costs of medical treatment incurred abroad are submitted to another service provider or insurance company that is also involved in the reimbursement of the costs before a claim is submitted to HanseMerkur, HanseMerkur will pay above and beyond the reimbursed costs: | |
| a daily hospital allowance for a maximum of 14 days for in-patient treatment | |
| a daily hospital allowance for a maximum of 14 days for in-patient treatment | € 50 |
| a lump sum for out-patient treatment | |
| a lump sum for out-patient treatment | € 25 |
| If it is not possible for the insured person to travel home because he/she is unfit to be transported, HanseMerkur will pay benefits after the insurance coverage has officially ended until such time as the insured person is fit to be transported | |
| If it is not possible for the insured person to travel home because he/she is unfit to be transported, HanseMerkur will pay benefits after the insurance coverage has officially ended until such time as the insured person is fit to be transported | |
The best weeks of the year are approaching? Then let's go! But are you sufficiently protected at your vacation destination? What happens if an illness or an accident spoils your travel pleasure and turns it into "expensive fun"? This much is certain: The statutory health insurance does not protect you and your loved ones sufficiently. Expensive treatments or a return transport to the home country, for example, are not covered.
As a result, you are left with medical bills that can run into thousands of euros in some countries. With travel health insurance, you're on the safe side - it covers all costs incurred for medical treatment abroad.
Travel health insurance offers optimal coverage for your trip. Find out about our excellent benefits in travel health insurance abroad on our website. Whether you are traveling for a few days or several weeks, alone or with your family - we offer you the right protection.
You can compare our different tariffs using the handy overview and choose the travel insurance that best suits your needs. Calculate your individual insurance premium conveniently online. Our booking assistant will help you conclude and compare your insurance cover.
