The home country usually refers to the country of permanent residence. It is also usually the country where one was born and/or grew up.
Hospital treatment is inpatient treatment in a hospital. Depending on the type of insurance, inpatient treatment that cannot be postponed in an institution recognised as a hospital is covered under international health insurance. Or all medically necessary treatments are covered. Please refer to the respective insurance terms and conditions for more information.
The host country is the country in which a person mainly stays during a stay abroad.
If you are living in Switzerland we recommend visiting our Swiss website. There you are given valuable information and you can take out all travel insurances online.
For legal reasons you are not allowed to book travel insurances on our German website. We apologize for the inconvenience.