Glossary – Insurance terms from A to Z

Cancellation and travel protection can be claimed in the event of an unexpected serious illness.

The disease is severe when:

• the attending doctor determines that the person is unfit to travel
• the presence of the insured person on site is required due to the illness of a person

Each first occurrence of an illness after the insurance is taken out and after the trip is booked is considered to be unexpected.

A repeat incidence of an illness is also insured if no treatment for this illness was given in the two weeks before insurance was taken out.

An unexpected deterioration of a pre-existing illness is also insured if no treatment for this illness was given during the six months before insurance was taken out.